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Global Money Movement and Account Infrastructure

Connect traditional clearing rails with digital ledger technology to automate cross-border payouts, collections, and multi-currency virtual accounts.

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Trusted by leading companies

  • Bridge's Logo
  • OpenFX's Logo
  • Ebanx's Logo
  • Despegar's Logo
  • Mastercard's Logo
  • Kast's Logo
  • Stripe's Logo

Our numbers

  • 9+ Markets with named virtual accounts

  • 200+ Countries you can send payments to

    Explore global coverage

  • 100% Real time money Real time money movement programmable

  • 1 API Unified Infrastructure collect, convert, KYC, and pay in local currencies

Our Solution

Compliance and Regulatory Complexity, Solved Natively.

Every high-growth market operates under its own distinct KYC, KYB, and banking mandates. Navigating this fragmented landscape shouldn't mean drowning in operational overhead or slowing down your global velocity. Infinia’s infrastructure absorbs this friction with a unified API. We handle local regulatory guardrails and banking requirements natively, ensuring your enterprise remains bulletproof and compliant without the structural burden.


Built-in Compliance. Global expansion on a single API

  1. Global Payments Infrastructure

    Connect to real-time local clearing networks (like PIX, SPEI, and Transferencias 3.0) with embedded multi-market virtual accounts and automated on/off-chain FX netting engines. Collect and disburse 24/7 without trapped liquidity.

    • Diagram showing multi-currency virtual accounts (MXN, BRL, and USDC) connected to a unified FX ledger for local banking infrastructure and treasury management.

      Virtual Accounts

      Local Banking Infrastructure. Multi-Currency Power.

      Deploy multi-country Banking-as-a-Service capabilities instantly without the friction, extreme costs, or legal delays of establishing physical local entities. Automatically issue and manage robust, multi-currency virtual accounts that allow your platform to hold local balances, orchestrate complex corporate treasuries, and seamlessly segment user wallets across emerging markets via a single unified API.

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    • Illustration of real-time cross-border disbursements and instant payouts flowing through a unified settlement network with automated multi-party transfers.

      Disburse

      Real-time Payouts at Scale.

      Deliver high-throughput disbursements to merchants, partners, suppliers, or end-users in real time. Bypass traditional correspondent banking delays and hidden intermediary charges with automated, round-the-clock atomic settlement that optimizes cash flow.

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    • Illustration of local payment collection through regional instant payment rails like PIX and SPEI, with global settlement and unified cross-border treasury infrastructure.

      Collect

      Accept Payments Locally. Settle Globally.

      Give your users the freedom to pay using their preferred local methods—from real-time instant bank networks (like PIX, SPEI, and Transferencias 3.0) to alternative digital rails. Collect local fiat currencies seamlessly without the friction, overhead, or time required to establish standalone local corporate entities.

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  2. Open Issuance Platform

    Connect to real-time local clearing networks (like PIX, SPEI, and Transferencias 3.0) with embedded multi-market virtual accounts and automated on/off-chain FX netting engines. Collect and disburse 24/7 without trapped liquidity.

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Industries

Engineered for Global Scale

  • Abstract fintech infrastructure diagram with connected multi-currency payment flows and global liquidity network visualization

    Fintechs & Neobanks

    Embed multi-currency accounts, global liquidity networks, and programmable financial logic natively inside your application through a single software layer.

  • Abstract global marketplace network with interconnected payout flows, cross-border transactions, and automated vendor reconciliation systems

    Global Marketplaces

    Coordinate complex multi-sided payouts, automate 24/7 client reconciliation, and streamline cross-border vendor ledgering split-second fast.

  • Abstract digital wallet ecosystem with connected payment channels, instant transaction flows, and real-time cross-border settlement infrastructure

    Digital Wallets

    Power frictionless, high-throughput digital wallet architectures with instant on/off-ramps, automated compliance, and real-time cross-border settlement.

Backed & Trusted By

  • Bain Capital's Logo
  • Variant's Logo
  • YCombinator's Logo
  • Lettice's Logo
  • Tekton's Logo
  • Decacorn's Logo
  • Broadhaven's Logo

Insights

Latest product announcements, strategic insights & company news

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Our Team & Roots

Global Infrastructure.
Local Expertise.

Infinia combines cutting-edge financial infrastructure with deep local market knowledge to help businesses move money seamlessly across Latin America and emerging markets — in real time, without borders, and without friction.

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Build on the Next-Gen Financial Stack

Deploy your financial infrastructure in weeks, not years. Get instant sandbox access or speak with our solutions engineering team.

Talk to our Payment Experts

Infinia Secures $13.5M Series A to Connect Traditional Banking with Digital Assets across Emerging Markets.

Led by Bain Capital and Variant Fund, the Y Combinator alumni provide the compliance-first infrastructure connecting local payment networks with stablecoin efficiency for giants like Stripe, Bridge and Despegar.